Disclosure: The Gig Worker Guide earns commission on purchases through our links. Learn more

Free tool

IRS mileage deduction calculator

Every business mile you drive is a tax deduction — but only if you can prove it. Estimate what your miles are worth, then set up automatic tracking so you capture the full amount.

Estimate your 2026 mileage tax deduction

For 2026 the IRS uses two business mileage rates — 72.5¢/mi from Jan 1–Jun 30 and 76¢/mi from Jul 1–Dec 31. Split your business miles by half of the year for an accurate deduction. Most calculators still (incorrectly) apply one rate to the whole year.

Projected annual deduction

$0

  • First half (Jan–Jun) × 72.5¢$0
  • Second half (Jul–Dec) × 76¢$0
  • Total business miles0
  • Estimated tax saved$0

Capture this $0 deduction automatically — Everlance logs every business mile with GPS so nothing slips through at tax time.

Track miles with Everlance

Simplified estimate for education, not tax advice. Actual savings depend on your bracket, self-employment tax, and whether the standard mileage or actual-expense method is better. Confirm the current IRS rate before filing.

Quarterly estimated tax deadlines

April 15 · June 15 · September 15 · January 15

Set aside ~25–30% of net earnings for these dates. A dedicated tax bucket keeps the money out of your spending balance until it is due.

How the standard mileage deduction works

  1. Track every business mile (to pickups, between orders, and back toward your zone).
  2. For 2026, split your miles by half of the year: the IRS rate is 72.5¢/mi for Jan 1–Jun 30 and 76¢/mi for Jul 1–Dec 31 (raised midyear for higher fuel costs). Multiply each half by its rate, then add them together.
  3. The deduction lowers your taxable income — so your savings equal deduction × your tax rate.
  4. Keep a contemporaneous log; app-based GPS records hold up far better than a shoebox of receipts.

Related: Net pay calculator · IRS mileage rate explained · Everlance review · Keeper review