The Gig Worker Guide

Guides before you commit to another app

Mileage rates, quarterly taxes, and net-pay math — written so you can decide what to compare next.

Start with the money questions

Deep dives first — then jump into individual tool reviews when you know what to compare.

If your gig app deactivates you, do this first

Algorithmic account actions can cut off primary income overnight. This guide is educational — not legal advice — and focuses on documentation, platform appeal channels, and reducing single-app risk.

Screenshot the deactivation notice, trip history, and rating panels immediately.

Read guide →

banking Best business banking setups for gig workers
Prioritize tax buckets / auto set-asides over flashy cash-back if you struggle with quarterly estimates.
mileage IRS mileage rate, explained for gig drivers
2026 has two rates: 72.5¢/mi (Jan 1–Jun 30) and 76¢/mi (Jul 1–Dec 31) — split your miles by half of the year.
earnings Net vs gross earnings for gig workers
Treat published hourly rates as a starting point, not take-home.
tax Quarterly taxes for gig workers, without the panic
Set aside roughly 25–30% of net gig income for federal + self-employment tax (state may add more).
vehicle Vehicle cost per mile for gig drivers
Use the IRS rate ($0.76/mi in 2026) for tax estimates and quick net-pay math.