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Found
Found: Business Banking Built Around Gig Income and Tax Set-Asides
A no-monthly-fee business account that estimates quarterly taxes from your deposits and helps you park set-asides before they disappear into personal spend.
At a Glance
- No monthly account fee on the core Found plan
- Automatic tax estimates from business deposits
- Expense categorization aimed at 1099 workers
- Debit card and invoicing without a separate stack
- Editorial pricing — confirm live fees on Found.com
Key Features
- Integrates with DoorDash
- Integrates with Uber
- Integrates with Stripe
- Integrates with QuickBooks
- Available on Web
- Available on iOS
- Available on Android
Plans & Pricing
Found
$0 /mo
- No monthly fee
- Business checking with debit card
- Automatic expense categorization
- Built-in invoicing
- Tax set-aside estimates from deposits
Found Plus
$35 /mo
- Everything in Found
- Advanced bookkeeping and reporting
- Billed $35/mo or $315/year
Found Pro
$80 /mo
- Everything in Found Plus
- 2.50% APY on balances
- 1% cash back on qualifying card purchases
- Dedicated account manager
- Billed $80/mo or $720/year
Our Verdict
Strengths
- Tax set-aside tooling is clearer than most neobanks
- Zero monthly fee keeps cost low when gigs are slow
- Bookkeeping and invoicing reduce spreadsheet juggling
- Mobile apps make deposit and spend tracking practical on the road
Limitations
- Not a traditional bank branch experience — partner bank model
- Instant payout and transfer fees can add up during busy weeks
- Advanced accounting still may need QuickBooks or Wave for scale
- Investment products are out of scope — this is banking and books only
Who It's For
Best for
- DoorDash, Uber, Instacart, and multi-app drivers who need tax set-asides
- Freelancers who want banking + light bookkeeping in one app
- 1099 workers who currently mix personal and business spend
Consider alternatives if
- Businesses needing cash deposits at a local branch daily
- Teams that already run full-stack accounting with a CPA firm
- Anyone looking for investment or brokerage advice
Frequently Asked Questions
Does Found charge a monthly fee?
Found’s core business banking is positioned as $0/month. Confirm any card replacement, instant transfer, or premium feature fees on Found’s current pricing page before you open an account.
Can Found help with quarterly estimated taxes?
Found estimates taxes from business activity and lets you set money aside. It is not a CPA and does not file your return — treat estimates as a planning aid and verify with tax software or a professional.
Is Found a bank?
Found is a financial technology company. Banking services are provided through partner banks. Review FDIC coverage details on Found’s site for the current partner arrangement.
Data Sources
Specifications and pricing are verified against the following sources.
- Found Checked 10/11/2026 · description, heroImage, title